In every community there is one homebuilder that manages to stand out from the rest and establish itself among homebuyers as a company with high standards for quality, style, service, and value. In the St. Louis area it is American Heritage Homes.
American Heritage Homes has long been a name that has come to mean the best in new home construction and now that same experience and care is under the locally owned and managed firm, American Heritage Homes. We deliver service that exceeds expectations. Our experience, knowledge
and attention to detail ensures your satisfaction.
It is for this reason that we started The American Heritage Mortgage Company. Now, not only are we the fastest growing builder in St. Louis, we now offer the entire range of mortgage products, too.
You'll find all the popular mortgage products including 30-year Fixed, Adjustable Rate, Jumbo Loans, F.H.A., V.A. and Combination loans such as the 80-15-5 and 80-10-10. Many loans are offered with extended lock-in periods which guarantee the rate for up to one-year, if required.
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When purchasing a new home, there is a natural tendency to "under buy" -- buy substantially less home than can actually be afforded. This may mean that you outgrow the home too quickly and are back out shopping again -- a costly endeavor both in dollars and in the amount of time involved.
By taking advantage of our FREE Mortgage Pre-Qualification, we'll show you, in advance, the price range you can afford and what your monthly payments can be before you start your new home search.
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When purchasing a home, financing always plays a major role, and securing the best available mortgage terms is always foremost on our customers' minds.
In the past, buyers had to search out mortgages themselves by either calling an endless list of lenders or spending hours on the internet. When they finally found what they considered to be a favorable one, they had no idea who it was they were working with or if the company would be responsive to their needs.
Now there is a more efficient and expedient way to handle this task -- with The American Heritage Mortgage Company. Every American Heritage sales office is also a fully-equipped financing center where the most up-to-date mortgage rates can be obtained. A financing specialist is available to assist you in selecting the financing options that best suits your individual situation. And because this individual is also a real estate expert, the loan transaction will be tracked from the time you first fill out the paperwork until the day you move into your new home. This insider's perspective allows us to know when to order inspections and, most importantly, prompt you when to lock-in your interest rate.
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As both your builder and lender, we'll do everything we can to process your application as quickly as possible, regardless of prevailing market conditions. Plus, we'll have everything in order for your closing and will be there by your side to make sure nothing delays you on this important day.
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